Payment Policy

1. Accepted Payment Methods

We accept the following payment methods for purchases on our website:

• Credit/Debit Cards (Visa, MasterCard)
• UPI ( Paytm, Google Pay, Phone Pay)
• Bank Transfers (for bulk or special orders)
• Digital Wallets (Phone Pay, Google Pay)

2. Payment Processing

• All transactions are processed securely using encrypted payment gateways.
• Your payment information is not stored on our servers.
• Payments must be completed before orders are processed and shipped.

3. Pricing & Currency

• All prices listed on our website are in Indian Rs.
• Taxes and shipping fees (if applicable) are calculated at checkout.
• We reserve the right to adjust prices due to market changes or errors.

4. Billing Information

• Customers must provide accurate billing details to avoid payment issues.
• If incorrect billing information is provided, we may cancel or delay orders.

5. Refunds & Chargebacks

• Refunds are processed according to our Refund Policy [link to refund policy].
• Chargebacks due to fraudulent claims may result in account suspension.

6. Subscription Payments (if applicable)

• Recurring payments will be automatically deducted based on the subscription plan.
• Customers can manage or cancel subscriptions through their account dashboard.

7. Failed Transactions

• If a payment fails, please check your card details or try another payment method.
• If issues persist, contact our support team at [support email/contact].

8. Fraud Prevention

• We use fraud detection systems to prevent unauthorized transactions.
• Suspicious orders may be held for verification or canceled.

For any payment-related inquiries, please contact our support team at vfmdecor@gmail.com or call 9624407991